Budgeting – Page 2 – Addie Dwyer

Category: Budgeting

Budgeting Spreadsheet Instructions

Posted on 02/19/202003/01/2020 by Addie

YAY! You’ve decided to make a budget and you have all the tools that you need in order to get started. All you need are some instructions on how to use it.

This post is going to outline how to use my free budgeting spreadsheet only. If you need to learn how to make a budget then read this post first. This spreadsheet works on the premise of a zero-based budget. If you don’t know what that is, you can read about it here.

Making Time For You When You Share An Income

Posted on 02/19/202002/19/2020 by Addie

When I got my first “big girl job” out of college there was a feeling of self accomplishment being able to support myself on my own income. If I wanted a to go shopping, I went shopping. If I wanted to take a trip, I saved and then took a trip. The world was my oyster. Today, I would still say that the world is my oyster, but I also have to think about and plan for more than myself. After we said “I do”, my husband and I merged our bank accounts and decided to share all of our assets equally.

How To Create A Monthly Budget

Posted on 02/19/202003/02/2020 by Addie

Creating a budget, and sticking to it will absolutely change your life. Having a budget and knowing where your money is going is the key to financial freedom and one of the best things you can do for yourself. So, where do you start?

How To Afford Anything You Want

Posted on 02/19/202002/19/2020 by Addie

Have you ever wanted to go on a trip or buy something new only to look at your bank account and wonder if you will ever be able to afford it? How about something smaller. Have you ever wondered if you have enough to cover the groceries that are currently in your shopping cart? Managing your money and knowing what your financial profile looks like is key to knowing that there is enough (or not enough) money in the bank, understanding your priorities and reaching your saving goals. More simply, you need to have a budget.

The Two Travel Planning and Budgeting Approaches

Posted on 02/18/202002/18/2020 by Addie

There are two basic approaches to planning and budgeting travel.

Bucket List Travel – When you know the where. If the destination is really important to you (and your travel style – whether it’s luxury, eating at special restaurants, taking classes, or relaxing at a resort) are not flexible then your planning starts with how much money the trip will actually cost.
Just Go Travel – When your going to go with whatever money you have. If the fact that you’re traveling is more important than where and how, then your planning is based on the money you actually have. In each case, you need to know your budget.

How To Save Money To Travel

Posted on 02/17/202002/17/2020 by Addie

Are you ready to take a trip, but can’t imagine ever saving enough money to do so? Do you feel like there is never enough money at the end of the month to put aside? I’m here to help. I always say that if you set you priorities in line with your goals, there is not way that you won’t succeed. If you make travel a priority, you will travel.

How To Cut Back On Travel Spending

Posted on 02/17/202002/18/2020 by Addie

Traveling can be one of the most rewarding and enjoyable experience you will ever have, but sadly some never take the opportunity due to finances. Vacations or trips can cost a pretty penny, but I don’t think money should ever be the reason that you don’t travel because there are so many way to make it work whatever budget you might have.