Recently people have been talking about budgeting, and it sounds so exclusive. No more of anything ‘exciting’ in your life – no Netflix, no more eating out, no more anything; and that it just not entirely true. You CAN save and still do some of those things, it will just have to be in moderation. HERE’S HOW!
Budgeting. Whether you love it or hate it, budgeting is the best way to approach your finances. It organizes your money so that you can pay your bills, live life, and save for the future all at the same time. Making a plan for your money is the best way to have it all. A budget breaks that money down and creates a plan for each dollar.
YAY! You’ve decided to make a budget and you have all the tools that you need in order to get started. All you need are some instructions on how to use it.
This post is going to outline how to use my free budgeting spreadsheet only. If you need to learn how to make a budget then read this post first. This spreadsheet works on the premise of a zero-based budget. If you don’t know what that is, you can read about it here.
Continue reading “Budgeting Spreadsheet Instructions”Creating a budget, and sticking to it will absolutely change your life. Having a budget and knowing where your money is going is the key to financial freedom and one of the best things you can do for yourself. So, where do you start?
Continue reading “How To Create A Monthly Budget”Have you ever wanted to go on a trip or buy something new only to look at your bank account and wonder if you will ever be able to afford it? How about something smaller. Have you ever wondered if you have enough to cover the groceries that are currently in your shopping cart? Managing your money and knowing what your financial profile looks like is key to knowing that there is enough (or not enough) money in the bank, understanding your priorities and reaching your saving goals. More simply, you need to have a budget.
Continue reading “How To Afford Anything You Want”Are you ready to take a trip, but can’t imagine ever saving enough money to do so? Do you feel like there is never enough money at the end of the month to put aside? I’m here to help. I always say that if you set you priorities in line with your goals, there is not way that you won’t succeed. If you make travel a priority, you will travel.
Continue reading “How To Save Money To Travel”When trying to figure out a budgeting method that you want to use, a lot of people stumble upon Dave Ramsey’s Cash Envelope Method. Don’t know what the envelope method of budgeting is? Just google it and you will get thousands of resources explaining it to you.
Continue reading “Why I Don’t Use the Dave Ramsey Envelope Method for Budgeting”
