Have you ever wanted to go on a trip or buy something new only to look at your bank account and wonder if you will ever be able to afford it? How about something smaller. Have you ever wondered if you have enough to cover the groceries that are currently in your shopping cart? Managing your money and knowing what your financial profile looks like is key to knowing that there is enough (or not enough) money in the bank, understanding your priorities and reaching your saving goals. More simply, you need to have a budget.